My Malaysian stock portfolio and market strategy for year 2010

Every new year, we see analyst and investment banks recommending stocks and strategy for the new year.

I spent the last 2 days at Port Dickson and KL with my soon to be certified financial planner (CFP) friend Sean. He shown me what a financial planning proposal will be. It should covers a personal cash flow (actually it consist of net worth and monthly spending), tax and investment portfolio. All these info are important to provide a guideline to us as it can serve to guide us in personal financial planning. There will be a set of personal financial ratio (debt income, savings...etc, which i perhaps blog about in future) to be calculated as summary of one's financial standing, which is not unlike the ratios used by listed companies. By looking at the ratio, one can judge what he needs to do with his financial, for example if debt is too high, he must target to reduce debt. Or he can look at the cash flow to see where he can reduce spending and boost investment portion, in case the ratio suggested that one invests/saves too little.

i will start by properly listing down my stocks and calculate their return. in fact it is pretty hard to keep track of one's return in stock after few years, especially after so many dividend received.
A simple way is to use Excel to do the calculation, by utilizing the powerful XIRR uneven cash flow formula. I will blog about this in future.

back to my stock portfolio, here is my current one
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• genting -> let see how its forthcoming singapore casino fares
• pbbank -> public bank is always my favourite bank in malaysia. i also invest into its unit trust via public mutual
  
• melewar -> actually i don't favour it anymore but selling it at current price seems not a good move. after all, i have low holding on it
  
• mycron (thanks to melewar, i have this)
• digi
  
• hai-o -> 85% quarter eps increase just announced. decent dividend yield of 5%
• NTPM (my past favourite. manufacture Premier brand of tissue paper)
• ytlpower
• lpi
  

other holdings not actually owned by me: cscsteel, dreamgate, padini, uchitec

my strategy remains simple, buy and hold. I prefer dividend stock at the moment. They will be able to withstand market correction (even if their share price dropped i still gets dividend provided business is not adversely affected).